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Showing posts with the label home appraisal process

Inside the Mind of an Appraiser: How We Actually Pick Comparable Sales (and No, It’s Not Random)

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Ever had a client or agent ask, “Why didn’t you use the sale down the street?” Yeah… we get that one a lot. Truth is, appraisers don’t just grab three random houses off Zillow and call it a day. There’s actually a method (and a little madness) behind every comp that makes it onto your appraisal report. As a state-certified residential appraiser here in Montgomery County , I spend way too many late nights cross-referencing MLS, county records, and TrueTracts maps to make sure every sale I use actually reflects the market for your property. Here’s a peek behind the curtain. 🔍 Step 1: Location, Location… Market Area Forget the myth that every comp must be within a one-mile radius. That might work in a cookie-cutter subdivision, but around Lake Conroe , you’ve got waterfront, acreage, cul-de-sacs, and houses with shops big enough to store a small aircraft. What really matters is the market area — homes competing for the same buyer. Sometimes that’s within a mile, sometimes it’s a...

What to Expect During a Home Appraisal in Montgomery County, TX

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If you’ve got a home appraisal coming up, you might be wondering—what exactly happens during the inspection? Do you need to clean? Should you light a candle and make the place smell like fresh-baked cookies? (Spoiler: The appraiser isn’t there to judge your interior decorating skills.) Whether you're refinancing, selling, or protesting your property taxes , knowing what to expect can help the process go smoothly. Let’s break it down so you’re fully prepared when the appraiser shows up at your door. How Long Does a Home Appraisal Take? The on-site appraisal typically takes 45 minutes to an hour , depending on the size and complexity of the home. If you live in a 1,200-square-foot home in Conroe, it’ll likely be on the quicker side. If you’re sitting on a 5,000-square-foot waterfront property in The Woodlands or Lake Conroe , expect it to take a little longer. What Does the Appraiser Do During the Visit? The appraiser’s job is to determine your home’s fair market value . Here’s what ...