Lake Conroe Appraisals Blog

If you’ve got a home appraisal coming up, you might be wondering—what exactly happens during the inspection? Do you need to clean? Should you light a candle and make the place smell like fresh-baked cookies? (Spoiler: The appraiser isn’t there to judge your interior decorating skills.) Whether you're refinancing, selling, or protesting your property taxes , knowing what to expect can help the process go smoothly. Let’s break it down so you’re fully prepared when the appraiser shows up at your door. How Long Does a Home Appraisal Take? The on-site appraisal typically takes 45 minutes to an hour , depending on the size and complexity of the home. If you live in a 1,200-square-foot home in Conroe, it’ll likely be on the quicker side. If you’re sitting on a 5,000-square-foot waterfront property in The Woodlands or Lake Conroe , expect it to take a little longer. What Does the Appraiser Do During the Visit? The appraiser’s job is to determine your home’s fair market value . Here’s what ...

Thinking about refinancing your home in Montgomery County, TX ? Whether you’re aiming for a lower interest rate, cashing out equity, or trying to eliminate PMI (private mortgage insurance) , one big step can make or break your refinance: the home appraisal . A lot of homeowners get caught off guard by this process, so let’s break it down— step by step —so you know exactly what to expect, how to prepare, and how to maximize your home’s value. Step 1: Why Your Lender Requires an Appraisal Your lender doesn’t just take your word for how much your home is worth. They need a professional appraisal to determine: Your Loan-to-Value (LTV) Ratio – If your LTV is too high, you may not qualify for the refinance terms you want. PMI Removal – If your home’s value has increased and you now have 20% equity, this appraisal could save you hundreds by getting rid of PMI. Cash-Out Refinance Eligibility – If you’re looking to tap into your home’s equity, the appraisal determines how much you can borro...